Internal AML Audit Services
Swiss AMF AG provides specialised internal AML audit services to ensure that financial institutions, asset managers, fintech companies, trustees, payment service providers, and other regulated entities meet their anti-money laundering (AML) and counter-terrorist financing (CTF) obligations. Our audits provide clients with a clear, independent assessment of their AML systems and controls – and prepare them for scrutiny by regulators, auditors, and supervisory organisations.
Why Internal AML Audits Matter
Regulators and self-regulatory organisations (SROs) require financial intermediaries to conduct independent internal AML audits on a regular basis. These audits test whether AML frameworks are effective, risk-based, and in line with the latest legal and regulatory requirements.
An effective AML audit:
- Identifies weaknesses in policies, procedures, and controls
- Assesses compliance with AMLA, FINMA, SRO rules, FATF standards, and international AML laws
- Provides assurance to management, boards, and regulators
- Strengthens governance and operational accountability
- Demonstrates a proactive compliance culture to stakeholders
Without independent AML audits, firms risk regulatory findings, sanctions, reputational damage, or loss of licensing.
Our Services
Swiss AMF AG conducts full-scope or targeted AML audits tailored to your firm’s size, structure, and risk profile. Our services include:
- Comprehensive review of AML manuals, policies, and procedures
- Testing of customer due diligence (CDD) and enhanced due diligence (EDD) processes
- Review of beneficial ownership, source of wealth, and KYC files
- Evaluation of ongoing monitoring and transaction surveillance systems
- Testing of suspicious activity reporting procedures
- Review of training programs and employee awareness
- Governance and oversight assessment at the board and management level
- Audit reporting with findings, risk ratings, and recommendations
- Follow-up and remediation planning
Our audits are independent, risk-based, and regulator-aligned, ensuring you are prepared for inspections by FINMA, SROs, or foreign supervisors.
Leadership and Expertise
Our internal AML audit practice is led by Marvin Rowe, LL.M., CAMS-Audit, Certified Independent AML Auditor at Swiss AMF AG. Marvin holds the Advanced CAMS-Audit certification, recognised as a benchmark in AML audit expertise. His background in finance, compliance, and Swiss financial law allows him to design and execute AML audits that are not only regulator-compliant but practically insightful, helping firms strengthen their controls and reduce risk exposure.
Note About Independence Assurance:
Swiss AMF AG provides AML internal audit services as a strictly independent third line of defense. When we act as the independent auditor for a company, we do not provide compliance or advisory services to that same entity. This exclusivity safeguards objectivity, prevents conflicts of interest, and ensures full alignment with FINMA Circular 2017/1 and international audit independence standards.
Why Choose Swiss AMF AG
- Independence: Our audits are impartial and free of conflicts of interest.
- Governance Focus: We report directly to the Board, which retains ultimate AML responsibility.
- Experience: Our leadership has decades of direct regulatory and AML expertise.
- Global Standards: We audit in line with AMLA, FINMA, SRO rules, FATF recommendations, EU directives, and UK/US AML regimes.
- Practical Recommendations: We provide actionable solutions, not just findings.
- Audit-Ready Reports: Our reports are structured to withstand regulator and auditor scrutiny.
- Frequency Alignment: We recommend risk-based audit cycles, typically every 12–18 months, in line with Swiss and international best practices.
Swiss AMF AG ensures that your AML audit is more than a compliance exercise. It becomes a strategic tool to improve governance, strengthen risk management, and safeguard your firm against regulatory, financial, and reputational risks.
Contact Us
For a confidential discussion of your AML audit requirements, contact us today.