AML Compliance Services

Full-Scope Risk-Based Anti-Money Laundering Frameworks – From A to Z

Swiss AMF AG provides comprehensive risk-based AML compliance solutions for financial intermediaries, fintechs, asset management companies/portfolio managers, payment service providers, crypto exchanges, and other regulated entities. We build fully compliant AML structures from the ground up, tailored to your risk profile, business model, and regulatory jurisdiction.

Whether you are a newly licensed entity establishing your first compliance setup, or an existing institution restructuring or upgrading your AML systems, we offer a turnkey approach to ensure you meet all applicable legal and regulatory requirements in Switzerland and internationally.

Complete AML Infrastructure Setup

We design and implement full-scope AML compliance frameworks covering every aspect of the AML lifecycle. Our services include:

  • Development of your AML manual, tailored to your sector, jurisdiction, and supervisory authority
  • Creation of a risk-based approach (RBA) aligned with FATF standards, FINMA requirements, and your SRO or prudential supervisor
  • Implementation of a client risk classification model, including customer due diligence (CDD) and enhanced due diligence (EDD) tiers
  • Design of transaction monitoring procedures, escalation workflows, and red flag indicators
  • Drafting of all core policies and procedures, including:
    • Know Your Customer (KYC)
    • Beneficial Ownership
    • Source of Funds/Wealth
    • Recordkeeping and audit trails
    • Reporting obligations (SARs, threshold alerts, etc.)
  • AML compliance training plans and materials for your staff
  • Integration of third-party tools or software vendors (if needed)

Our frameworks are designed to be modular, auditable, and scalable — capable of evolving with your business or future regulatory changes.

Personnel and Compliance Operations

In addition to designing the AML system, we can also provide qualified personnel to support your ongoing compliance obligations. This includes:

  • Outsourced or interim AML Compliance Officers (including in Switzerland, subject to SRO approval)
  • Deputy AML Officers or Compliance Assistants
  • Training and onboarding of in-house staff
  • Ongoing oversight, file review, and risk assessments
  • Preparation for regulatory audits, SRO inspections, or FINMA file reviews

All personnel are vetted for experience, regulatory understanding, and jurisdictional relevance. We can staff your compliance function temporarily or help recruit and train your permanent team.

Documentation

We custom design industry-compliant documents grounded in a risk-based approach, ensuring that each document is tailored to your firm’s activities, jurisdictions, structure, and regulatory environment. Our drafting methodology integrates your specific risk profile, governance framework, and jurisdictional requirements to deliver materials that are not generic, but directly aligned with your operational reality. This includes:

  • AML and KYC manuals
  • Client onboarding policies, procedures, and checklists
  • Risk assessment matrices
  • Compliance dashboards and internal reporting tools
  • Internal audit documentation
  • Risk Control Frameworks
  • Incident response and escalation registers
  • Suspicious Activity Report (SAR) protocols
  • Tailored and risk-based employee training programs
  • Third-party onboarding policies and outsourcing guidelines

All documents are aligned with applicable Swiss regulations (including AMLA, FINMA Circulars, and SRO requirements), FATF recommendations, and EU AML directives where relevant.

Jurisdictions We Cover

We support AML compliance design and implementation in:

  • Switzerland (AMLA, FINMA, SROs)
  • European Union Member States (including 6AMLD compliance)
  • United Kingdom (Money Laundering Regulations 2017 and FCA Handbook)
  • United States (Bank Secrecy Act, FinCEN, OFAC screening procedures)
  • Other international financial centers, including Liechtenstein, Luxembourg, and the UAE

Where cross-border operations exist, we coordinate a harmonised multi-jurisdictional AML approach that ensures consistency across affiliates and reporting obligations.

Who We Support

Our AML compliance services are suitable for:

  • Asset management companies/portfolio managers
  • Fintech and virtual asset service providers (VASPs)
  • Payment service providers and e-money institutions
  • Family offices, trustees, and fiduciaries
  • Independent asset managers and external portfolio managers
  • SRO-regulated and FINMA-licensed entities in Switzerland
  • SPVs, tokenisation platforms, and issuance vehicles

Whether you are under direct FINMA supervision, affiliated with an SRO (such as VQF, OSFIN, or ARIF), or operating under foreign AML rules, we tailor the compliance framework to your obligations.

Confidential. Compliant. Audit-Ready.

Our goal is to build AML systems that are:

  • Legally compliant and regulator-ready
  • Operationally effective and embedded in your processes
  • Documented, traceable, and supported by training and governance
  • Efficient, scalable, and proportional to your business model

We work discreetly and professionally, ensuring your AML program is not only defensible, but a genuine risk-based risk control system that withstands scrutiny from regulators, auditors, and counterparties.

Contact Us

To schedule a confidential AML review or request a quote for a full-scope compliance buildout, contact us directly.